Credit checks

Open Banking – provide a service that is used to connect your bank account with companies who need to verify your bank account information. are regulated by the FCA and provide you with a secure place to share your transaction data. We also provide you with access to our free portal which will allow you to see what you have shared, control access to your data and revoke access at any time. will only be able to access your data if we have your explicit consent to do so. Furthermore, once you have agreed to share your data, as part of the service, you will be able to revoke access at any stage.

A third party will only request the data it needs to provide their product or service to you. You will always have the ability to make an informed decision or whether to share your data or not. is registered with, and regulated by, the FCA in order to act as an Account Information Service Provider. This enables us to offer our services to you through the Open Banking scheme.

Security is at the heart of everything we do. It is worth noting that is required to meet certain criteria to be registered with the FCA in order to keep your data safe and secure. We also have to comply with the security standards that underpin Open Banking. Finally, our company is pleased to note that it complies with the ISO 27001 global security standard.

You can opt-out of Open Banking services at any time you wish through the website or mobile app or through your bank/building society. Either way, when you revoke access it will mean that and any services you previously granted access to will no longer be able to view your information.

No, it is completely free for all consumers.

Yes, Open Banking is a government initiative developed in partnership with the UK banking institutions. The scheme has been developed with security and privacy at the front of the agenda and you can rest assured that it is perfectly safe for you to engage products and services as part of Open Banking.